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Current Category LAY-BY Terms and Conditions Email communication from purchaser must be forthcoming each time a payment is made - otherwise payments may go unnoticed. Refunds are not available on Lay-By, however a credit towards another item may be arranged under exceptional circumstances. If you cancel your Lay-By you forfeit 20% of the total invoice including freight. If you stop making payments during the Lay-By, it will be assumed that you have cancelled your Lay-By and therefore forfeit 20% of the total invoice.
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